When crashes and collisions leave you unable to work and facing medical bills, our Brownsville, TX car accident attorney helps you get the compensation you need.
Even relatively minor car accidents can leave you suffering serious injuries. Getting the appropriate medical care is important to your health and your ability to recover. Unfortunately, meeting these and other expenses can prove challenging, particularly if your injuries are severe enough to keep you from working. At the Law Office of Raúl A. Guajardo, P.L.L.C., our Brownsville, TX car accident attorney can help you get the compensation you are entitled to in a claim. The following outlines options for handling expenses while you wait for your case to be resolved.
Dealing with Medical Debts and Other Expenses After a Car Accident
Car accidents impact roughly six million people throughout the country each year. The National Safety Council (NSC) reports that the total costs for these crashes end up costing billions of dollars. In Brownsville, TX, even a minor ‘fender bender’ could leave you paying thousands in medical expenses and car repairs out of pocket. A more serious collision can result in staggering bills for hospital stays and ongoing medical treatment while keeping you from earning an income.
In this situation, it is important to be aware of your options. If the other driver is at fault for your accident, you may be entitled to compensation in a claim against their insurer. Unfortunately, it can take months before a final settlement is reached. Rushing to accept their first offer will likely result in getting less than what you deserve. While you wait, the following are options to help you meet your expenses:
- File a claim with your own insurer: If you have personal injury protection (PIP), your own insurer may cover some of your costs. However, this type of policy is not required by the Texas Department of Insurance so may not apply in all cases.
- Use health insurance to cover costs: If you have health insurance, it can help to pay for the medical care you require in the aftermath of a car accident.
- Negotiate payments: If you lack health insurance to cover other expenses you may be falling behind with due to lost wages, such as your mortgage or monthly bills, you may be able to negotiate reduced payments or other terms while your claim is being resolved.
How Our Brownsville, TX Car Accident Attorney Can Help
At the Law Office of Raúl A. Guajardo, P.L.L.C., we understand the financial hardships victims often suffer in the weeks or months after a crash. We generally represent these types of clients on a contingency basis. This means you pay no attorney’s fees until we successfully resolve your claim. These will usually be included in any settlement we negotiate.
You have only one chance to get the compensation you need to recover after a car accident. Before rushing to accept less than what you deserve or need, contact our Brownsville, TX car accident attorney and request a consultation first.