No matter the industry you’re employed in, workplace accidents can happen. Even minor injuries can cause major disruptions to your life. Lost income from taking time off work to recover and expensive medical bills for treating the injury quickly lead to financial instability.
Under Texas common law and federal standards set by the Occupational Safety and Health Administration, it is an employer’s duty to ensure a reasonably safe workplace and take measures to prevent work accidents. When these standards aren’t met by your company or other parties, you have legal options to recover compensation.
Employees injured on the job are entitled to benefits under the Texas Worker’s Compensation Act, including medical expenses, lost wages and disability benefits. If an employee is killed on the job, his or her spouse and minor children may be entitled to lifetime “death benefits.” However, these benefits are only available if the worker’s employer carries Worker’s Compensation Insurance, which is not required. While it is encouraged, many companies do not carry this coverage, leaving injured workers in a precarious position.
In some cases, employers offer other benefit plans to compensate for on-the-job injuries, but these “fake comp” plans typically offer fewer benefits than Worker’s Compensation. Other companies fail to provide any coverage at all.
Whether a company chooses to buy a worker’s compensation insurance policy or not, there is still an obligation to provide a safe work environment, safe equipment and proper training for workers. When an employer fails to live up to these expectations, it may be held liable for the damages from your injuries.
The most common workplace injuries include:
Construction Accidents: These sites are rife with dangers, particularly when employers fail to set and maintain safety standards. Common accidents include falls, crane collapses, equipment malfunctions, forklift accidents, and power tool injuries.
Oilfield Accidents: The oil industry carries many hazards. Accidents commonly result from equipment failures, fire, explosions, drilling malfunctions, inadequate training, insufficient safety manners, and violations of federal and state safety standards.
Refinery Accidents: Injuries in chemical plants and refineries often result from fires, explosions and chemical exposure that occur because of improper maintenance, poor safety practices, and OSHA violations.
Industrial Accidents: Common accidents in industrial settings such as manufacturing plants include falls, being struck by objects, repetitive motion injuries, chemical exposure, being caught in or compressed by equipment, and even electrocution.
The possible injuries that can occur in the workplace are practically endless. The most common are:
If you have suffered these injuries on the job, you may be entitled to compensation for your medical bills, lost wages and lost earning capacity, pain and suffering, and more. At the Law Offices of Raúl A. Guajardo, a work injury attorney in McAllen, Texas, can help you seek the maximum compensation allowed under the law for your accident claim.
Learn more about why you should choose Raúl Guajardo and contact us today at 956-686-1977.
Victims of work accidents often have many questions. Below you’ll find answers to some of the most common questions we hear from clients.
Your first step should be seeking medical attention as soon as possible. Stop working and head straight to an emergency room or doctor’s office right way, even if the injury seems minor. Never take chances with your health! You should also immediately notify your supervisor of the injury.
Safety issues in an work environment should be addressed quickly, and even more so when that work environment is a refinery or chemical plant. Refinery accidents can happen quickly when hazards are not handled quickly and correctly. When you report a safety hazard to your supervisor, be sure to do it in writing so there is documentation of the notification. If no action is taken within a reasonable time frame, notify the person above your supervisor in the chain of command. You can also reach out the to the nearest Occupational Safety and Health Administration office and report the safety hazard.